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Home insurance

Home Insurance for Your Safe Haven

Your home is often your biggest investment or expense, and protecting it matters. Whether you’re a renter or homeowner, let us bring security and peace of mind to the spaces where you lay your head and raise your family.

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Coverage for your home, apartment, or condo

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Choose D.E. Cressman for Homeowners Insurance

For 70 years, homeowners and renters throughout the Lehigh Valley — including Allentown, Bethlehem, Easton, Emmaus, Whitehall, Quakertown, and surrounding communities — have trusted D.E. Cressman Insurance Agency to insure their living spaces.

When it comes to homeowners insurance, don’t dwell on it! Our agents can help you find competitive rates and coverage so you can just enjoy your dwelling, doing life and making memories.

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More than just the roof over your head,
our policies cover who, and what matters.

Structure Coverage

Will help protect the exterior of your home from weather, fire and more.

Personal Property Coverage

Will help protect the items inside your home from damage, theft or loss.

Liability Coverage

Will help protect you if you hurt someone or damage their property.

Protection from the Inside Out

We work with reputable insurance providers —including Erie Insurance Group homeowners policies —to bring you quality coverage with strong benefits like Guaranteed Replacement Cost and extra protection features most standard plans don’t include.

  • Attached and detached structures
  • Loss of Use which covers the additional living expenses you incur due to temporary relocation
  • Personal Liability for personal injury, including bodily injury or property damage claims brought against you anywhere in the world
  • Medical Payments to others who are injured in an accident arising from your premises or personal activities

Prepared for the
Unplanned and Unexpected

We offer many optional coverages that many other companies don’t. Consider add-ons like:

  • $25,000 in coverage for Identity Recovery and Fraud Reimbursement
  • Underground Service Line Coverage either $10,000 in coverage or $25,000
  • $50,000 in Equipment Breakdown Coverage
  • Sinkhole Coverage
  • $25,000 in coverage for Criminal Defense Cost Reimbursement
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Frequently Asked Questions (FAQs)

You asked, we answered! Learn more about home insurance:

  • What does home insurance in Pennsylvania cover?

    Standard homeowners insurance protects your dwelling, personal belongings, liability exposure, and additional living expenses if your home is uninhabitable — though certain perils like floods or earthquakes may require additional coverage.

  • Do I need home insurance if I own my home outright?

    While not legally required if you own your home free and clear, home insurance is highly recommended. It protects your investment and helps financially if damage or liability claims occur.

  • How do I get a home insurance quote?

    Simply contact D.E. Cressman by phone or online. We’ll gather details about your home and desired coverages, then provide a personalized quote and recommendations.

  • Can I bundle home and auto insurance?

    Yes — bundling both with one agency typically yields better pricing and easier policy management.

  • What affects my home insurance rate?

    Factors include home age, location, construction type, coverage limits, claims history, and credit history (where permitted). Annual reviews help keep your rate competitive.

There’s No Place Like Home

And there’s no better agency to protect your Lehigh Valley home like D.E. Cressman! Connect with our team now to customize your coverage.

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