AUTO insurance

Auto Insurance that Puts You in the Driver’s Seat

Every time you get behind the wheel, have peace of mind knowing your personal or commercial vehicle and passengers are covered! Whether it’s a car, motorcycle or other vehicle, we’ll tailor a policy just for you.

Protect your ride with confidence

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Trusted Auto Coverage from
D.E. Cressman Insurance Agency

Since 1956, D.E. Cressman Insurance Agency has proudly served drivers throughout the Lehigh Valley — including Allentown, Bethlehem, Easton, Emmaus, Whitehall, Quakertown, and surrounding communities. As a local, family-owned insurance agency, we focus on personalized service, competitive rates, and coverage that protects what matters most on the road.

Whether you’re adding a family member to your policy, moving to Pennsylvania, or just looking for better coverage and rates, our team helps you find auto insurance that fits your needs and budget.

Always Personal (Coverage for Business Vehicles too)

With options for both personal and commercial auto insurance, we provide you with coverage best suited to fit your needs. As an independent agency, we can offer auto policies from trusted insurers like Erie Insurance —named the Highest Rated Auto Insurance Provider by Consumer Reports—and others, helping you find the best value and coverage options available.

Coupled with our commercial insurance offerings, we design comprehensive packages to ensure smooth operations for your business, from the office to the road.

Looking for more?
Check out these auto policy extras:

Pet Coverage

If your pet gets hurt in an accident while riding in your car, we’ll help cover vet treatment costs. (Up to $500 per pet; total limit $1,000.)

Personal Item Coverage

With physical damage coverage, we’ll help cover loss to clothing, luggage and personal belongings that are inside a car that we insure. (Up to $350.)

Auto Glass Repair

Comprehensive Coverage from ERIE includes Glass Repair, which waives the deductible for repairs. For a minimal cost, you can add Full Window Glass, which waives the deductible regardless of repair or replacement.

Roadside & Rentals

You’ll be taken care of in a roadside emergency and when you need more robust rental car coverage.

Locksmith Services

When you accidentally lock your keys in your car, we’ll cover the locksmith costs up to $75. It’s part of our comprehensive coverage.

ERIE Auto Plus®

You can boost your coverage for pennies a day with features that you’ll be glad to have if you ever have a car accident.

Frequently Asked Questions (FAQs)

You asked, we answered! Learn more about auto insurance:

What are the minimum auto insurance requirements for drivers in Allentown, PA?
In Pennsylvania (including Allentown), state law requires every driver to carry a minimum level of auto insurance to legally operate a vehicle:
- Bodily Injury Liability: $15,000 per person / $30,000 per accident
- Property Damage Liability: $5,000 per accident
- First Party Benefits (Personal Injury Protection): $5,000 per person
These minimums meet Pennsylvania’s financial responsibility laws, but they may not be enough to fully protect you in a serious crash. Drivers often choose higher limits and additional coverages to better safeguard themselves, their passengers, and their assets.
What factors specifically influence auto insurance rates for residents in Allentown, PA?
Auto insurance rates in Allentown are shaped by a combination of personal and local factors, such as:
- Driving record: Accidents and violations typically raise premiums, while safe records lower them.
- Coverage choices & limits: Higher liability limits and optional coverages cost more.
- Vehicle type: Cars with high repair costs or poor safety ratings usually cost more to insure.
- Mileage: More time on the road generally increases risk and premiums. ZIP code and local risk: Areas with heavier traffic, higher accident rates, or more theft/vandalism can lead to higher rates.
- Credit & demographics: Pennsylvania insurers may consider credit history and age/gender as part of their pricing models.
We understand insurance can be overwhelming and hard to understand! Our agents arecommitted to helping you find a policy that works for you and your budget, as well “making itmake sense” and explaining any and all industry terminology.
How do I file an auto insurance claim after an accident in Allentown, PA?
If you’re in a crash, follow these steps to file a claim:
- Ensure safety & call police: Get medical help if needed and make a police report.
- Document the scene: Take photos of vehicle damage, license plates, and road conditions.
- Exchange info: Collect driver, insurance, and contact information from others involved.
- Notify your insurer promptly: Call D.E. Cressman at (610) 433-1568 as soon as possible with the details.
- Work with adjusters: Your insurer will assign an adjuster to investigate, review damages, and help settle your claim.
- Keep records: Maintain copies of medical bills, repair estimates, and correspondence from all parties.
Your agent can guide you through the specific process for the D.E. Cressman policy and help make sure your claim is handled quickly and correctly.
Are there specific discounts for auto insurance that Allentown, PA, residents can qualify for?
Yes — many insurers offer a variety of discounts that can help lower your
premium, such as:
- Multi-policy discounts (e.g., insuring home and auto together)
- Safe or defensive driver discounts for clean driving histories or completing approved courses
- Low mileage or usage-based discounts for those who drive less
- Vehicle safety and anti-theft feature discounts
- Good student discounts for eligible young drivers
- Loyalty or continuous coverage credits
Discount availability and amounts vary by company and policy, so check with your D.E. Cressman agent to see which ones you qualify for and how they can improve your rate!

We Cover the Classics too!

Classic car auto insurance is designed to protect vehicles that are preserved, restored, or collected—not driven every day. Partnering with Hagerty for Collector & Classic Car Insurance, we offer coverage that fits you and your needs like specialized repairs and parts, flexible usage limits, secure storage considerations, and optional coverage for shows or events.

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